Disclaimer
Last updated: June 2026
General information only — not advice
Prepayly ("we", "us", "this site") provides free calculators and educational content about home loans, prepayment, foreclosure, balance transfer and related topics. Everything on this site is general information and must not be treated as financial, investment, legal, accounting or tax advice. We are not a bank, NBFC, financial adviser, investment adviser registered with SEBI, or a tax professional.
Calculators are illustrative
Our calculators run in your browser and produce estimates based on the figures you enter and standard formulas. Actual numbers depend on your lender's amortisation method, rate-reset dates, rounding, fees, taxes and your individual circumstances, and may differ from our estimates. Always confirm exact figures with your lender before acting.
No recommendation to buy, sell, prepay or invest
Comparisons such as "prepay vs invest" are illustrative scenarios, not recommendations. We do not recommend any specific loan, lender, mutual fund, security or investment. Investment returns are not guaranteed and markets can fall. Any decision you make is your own responsibility.
Regulatory and rate information can change
Rules (including RBI directions), tax provisions, interest rates and slabs change over time. While we try to keep content current and cite primary sources, we do not warrant that all information is accurate, complete or up to date at the time you read it. Verify the latest position with the RBI, the Income Tax Department and your lender.
Affiliate links
Some links on this site are affiliate links. If you click them and apply for a product, we may earn a commission at no extra cost to you. This never changes the information or estimates we show. See our Privacy Policy for more.
No liability
To the maximum extent permitted by law, we accept no liability for any loss or damage arising from reliance on this site, its calculators or content. Use it at your own risk and seek professional advice for your specific situation.
External links
We may link to third-party sites. We are not responsible for their content, accuracy or policies.